Investment Performance

Printer Friendly Version

PERFORMANCE UPDATE  
Voya Retirement Insurance and Annuity Company  
STATE OF FLORIDA  
Separate Account D  
Average Annual Total Returns as of 12/31/2018    (shown in percentages)  

 The performance data quoted represents past performance.  Past performance does not guarantee future results.  For month-end performance which may be lower or higher than the performance data shown please call 800-282-6295.  Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.  

 These numbers reflect total Separate Account charges, ranging from 0.00% to 0.25% on an annual basis.  They also assume reinvestment of all dividends (ordinary income and capital gains) and are net of management fees and other fund operating expenses.      See "Additional Notes" section for charges by investment option. 

 Depending upon the type of contract in which you participate, you have either received disclosure booklets for the separate account and/or fund prospectuses.  You should consider the investment objectives, risks and charges, and expenses of the variable product and its underlying fund options carefully before investing.  The disclosure booklet contains this and other information.  Anyone who wishes to obtain a free copy of the separate account disclosure booklet and/or fund prospectuses may call their Voya representative or the number above.  Please read the separate account disclosure booklet and/or the fund prospectuses carefully before investing. 

 Returns less than one year are not annualized.  Fund Inception Date is the date of inception for the underlying fund, and is the date used in calculating the periodic returns.  This date may also precede the portfolio's inclusion in the product. 


 Investment Options 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr10-Yr InceptFund Inception Date 
Stability of Principal   
   Stability of Principal 
Voya Fixed Account - 457/401 - 4019 (1)(5)0.170.502.002.002.002.002.59 
This fund is not part of the product's separate account.   
Bonds   
   Intermediate Government 
Voya GNMA Income Fund - Class I - 240 (2)1.451.671.031.031.602.403.2808/17/1973 
   Intermediate-Term Bond 
Voya Intermediate Bond Fund - Class I - 238 (3)1.321.15-0.27-0.272.853.205.5312/15/1998 
   Long-Term Bond 
Vanguard® Long-Term Bond Index Fund - Institutional Shares - 3635 3.871.11-4.41-4.414.135.515.9209/30/1994 
Asset Allocation   
   Lifecycle - Index 
Vanguard® Target Retirement 2015 Fund - Investor Shares - 791 (4)-2.23-4.71-3.22-3.224.463.777.5710/27/2003 
Vanguard® Target Retirement 2020 Fund - Investor Shares - 1296 (4)-3.33-6.56-4.48-4.485.064.188.2606/07/2006 
Vanguard® Target Retirement 2025 Fund - Investor Shares - 926 (4)-4.08-7.80-5.39-5.395.474.408.7910/27/2003 
Vanguard® Target Retirement 2030 Fund - Investor Shares - 1297 (4)-4.80-8.92-6.09-6.095.804.569.3006/07/2006 
Vanguard® Target Retirement 2035 Fund - Investor Shares - 793 (4)-5.46-9.99-6.81-6.816.144.739.7710/27/2003 
Vanguard® Target Retirement 2040 Fund - Investor Shares - 1298 (4)-6.14-11.09-7.56-7.566.484.849.9806/07/2006 
Vanguard® Target Retirement 2045 Fund - Investor Shares - 794 (4)-6.59-11.84-8.13-8.136.524.879.9910/27/2003 
Vanguard® Target Retirement 2050 Fund - Investor Shares - 1299 (4)-6.62-11.85-8.13-8.136.504.8610.0006/07/2006 
Vanguard® Target Retirement 2055 Fund - Investor Shares - 2473 (4)-6.60-11.82-8.12-8.126.514.848.8208/18/2010 
Vanguard® Target Retirement 2060 Fund - Investor Shares - 3447 (4)-6.65-11.85-8.13-8.136.494.838.2401/19/2012 
Vanguard® Target Retirement 2065 Fund - Investor Shares - 8995 -6.59-11.82-8.18-8.180.2007/12/2017 
Vanguard® Target Retirement Income Fund - Investor Shares - 795 (4)-1.33-3.27-2.24-2.243.563.095.6610/27/2003 
Balanced   
   Allocation--50% to 70% Equity 
American Funds American Balanced Fund - Class R-4 - 823 -4.44-6.64-2.77-2.776.796.1510.2707/26/1975 
Large Cap Value   
   Large Blend 
Voya U.S. Stock Index Portfolio - Institutional Class - 829 -9.04-13.55-4.62-4.628.968.1912.8205/03/2004 
   Large Value 
Dodge & Cox Stock Fund - 466 -10.68-13.57-7.07-7.0710.077.0613.1701/04/1965 
Large Cap Growth   
   Large Growth 
American Funds The Growth Fund of America - Class R-4 - 572 -7.82-15.14-2.95-2.959.898.8413.4812/01/1973 
Small/Mid/Specialty   
   Mid-Cap Blend 
Vanguard® Mid-Cap Index Fund - Institutional Shares - 1197 -9.91-15.51-9.43-9.436.186.0113.6605/21/1998 
   Mid-Cap Growth 
Baron Growth Fund - Retail Shares - 920 -12.14-18.58-2.92-2.929.355.4913.4912/31/1994 
JPMorgan Mid Cap Growth Fund - Class R5 Shares - 3756 -9.11-16.96-5.02-5.027.317.1714.7603/02/1989 
   Small Growth 
Loomis Sayles Small Cap Growth Fund - Institutional Class - 3156 -12.14-19.130.450.4510.446.6014.9012/31/1996 
   Small Value 
Vanguard® Small-Cap Value Index Fund - Institutional Shares - 7187 -11.46-17.55-12.41-12.416.785.0312.4112/07/1999 
Global / International   
   Foreign Large Blend 
Dodge & Cox International Stock Fund - 735 -6.73-12.39-17.98-17.983.24-0.487.7205/01/2001 
MFS® International Diversification Fund - Class R4 - 2881 -4.45-11.77-11.05-11.055.892.708.2104/01/2005 
   World Large Stock 
American Funds New Perspective Fund - Class R-4 - 818 -5.74-13.23-5.90-5.907.276.0511.3803/13/1973 
 The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility. 
 Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks. 
 Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed. 
 High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities. 
 Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities. 

ADDITIONAL NOTES 
 These numbers reflect the fund's investment advisory fees, other fund expenses, and the annual deduction from the Separate Account as stated below:
Vanguard Mid-Cap Index Fund Inst, Vanguard Sm-Cap Val Index Fnd Inst: 0.20%
Vanguard Trgt Retire 2015 Fnd Inv, Vanguard Trgt Retire 2020 Fnd Inv, Vanguard Trgt Retire 2025 Fnd Inv, Vanguard Trgt Retire 2030 Fnd Inv, Vanguard Trgt Retire 2035 Fnd Inv, Vanguard Trgt Retire 2040 Fnd Inv, Vanguard Trgt Retire 2045 Fnd Inv, Vanguard Trgt Retire 2050 Fnd Inv, Vanguard Trgt Retire 2055 Fnd Inv, Vanguard Trgt Retire 2060 Fnd Inv, Vanguard Trgt Retire 2065 Fnd Inv, Vanguard Trgt Retire Income Fnd Inv: 0.25%
All Other funds: 0.00%
 

(1) The current rate for the Voya Fixed Account - 457/401 MC 914, Fund 4019 is 2.00%, expressed as an annual effective yield. The current rate may change and be higher or lower than the previously identified rate but is guaranteed not to be less than 1.00%. VRIAC will not apply a decrease to the current rate following a rate change initiated solely by us prior to the last day of the three-month period measured from the first day of the month in which such change was effective. Note: The current rate for an initial investment in the fixed account previously identified may be in effect for less than a full three-month period. 

(2) Voya GNMA Income Fund - Class I has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A.  The performance information above is based upon the Class A performance, excluding sales charges, and has not been adjusted by the fee differences between classes. 
(3) Voya Intermediate Bond Fund - Class I has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A.  The performance information above is based upon the Class A performance, excluding sales charges, and has not been adjusted by the fee differences between classes. 

(4) Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the work force. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in the Target Retirement Fund is not guaranteed at any time, including on or after the target date. 
(5) The Investment Option is neither a mutual fund nor part of a Separate Account.  The returns listed do not include the impact of contract charges.  Please refer to the contract or disclosure book to determine which Fixed Interest Options are available for your specific plan.  The Investment Option is offered through Voya Retirement Insurance and Annuity Company. 

 Insurance products, annuities and funding agreements issued by Voya Retirement Insurance and Annuity Company, One Orange Way Windsor, CT 06095, (VRIAC), which is solely responsible for meeting its obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services, LLC. All companies are members of the Voya family of companies. Securities are distributed by or offered through Voya Financial Partners, LLC (member SIPC) or other broker-dealers with which it has a selling agreement. 




Creation Date: Wednesday, January 16, 2019


Insurance products, annuities and funding agreements are issued by Voya Retirement Insurance and Annuity Company ("VRIAC"), Windsor, CT. VRIAC is solely responsible for its own financial condition and contractual obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services LLC ("VIPS"). VIPS does not engage in the sale or solicitation of securities. All companies are members of the Voya™ family of companies. Securities distributed by Voya Financial Partners LLC (member SIPC) or third parties with which it has a selling agreement. All products and services may not be available in all states.